San Diego County Credit Union is a $3.4 billion financial institution whose heritage is steeped in a long line of members and their families. It is the largest locally owned credit union in San Diego County, ranking first in assets. Anyone who lives or works San Diego and Riverside Counties is welcome to open an account and apply for a loan.
Unlike banks or savings and loan organizations, San Diego County Credit Union (SDCCU) is a not-for-profit institution that is wholly owned and operated by its members. It was founded in 1938 by a handful of local government employees who were frustrated over their inability to obtain loans from traditional banking systems.
Over 160,000 San Diegans take pride and comfort in the SDCCU's affordable loans, higher dividend rates and free banking services. There are no stockholders, which means gains are returned entirely to the membership in the form of superior dividend rates, innovative home banking services and convenient branch locations.